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                     Calton: Earnings News Release





                                         FOR IMMEDIATE RELEASE

                                         ---------------------

                                         July 14, 2000



FOR FURTHER INFORMATION CONTACT:

-------------------------------

Anthony J. Caldarone

Chairman, President and Chief Executive Officer

Calton, Inc.

(732) 212-1280

Company website: www.caltoninc.com



Calton, Inc. Reports Second Quarter and Six Month Results



RED BANK, N.J., July 14, 2000 --Calton, Inc. (AMEX:CN) announced today

results for the second quarter and first half of fiscal 2000.



Anthony J. Caldarone, Chairman, President and Chief Executive Officer,

announced a net loss of $678,000 ($.16 per basic and diluted share) for

the three months ended May 31, 2000 compared to net income of $574,000

($.13 per basic and $.12 per diluted share) for the three months ended

May 31, 1999. Mr. Caldarone stated that the current quarter loss is

primarily attributable to the losses related to the start-up operations

of eCalton and PrivilegeONE, both of which have been acquired during the

prior twelve months. The comparable quarter of the prior year resulted

in net income, largely the result of the resolution of closing

adjustments on the sale of Calton Homes, Inc.



The Company recorded a net loss of $1.7 million for the six months ended

May 31, 2000 as compared net income of $4.7 million for the six months

ended May 31, 1999. Included in the current year's loss is a $508,000

loss recognized on the sale of securities in addition to losses

recognized from its start up operations.



Revenues for the three and six months ended May 31, 2000 were $1.2

million and $2.3 million, respectively as compared to $.8 million and

$1.4 million for the three and six months ended May 31, 1999. Revenues

increased primarily due to revenues of $327,000 and $555,000 for the

three and six months ended May 31, 2000, from eCalton, which was

acquired in the third quarter of the prior year.



Selling, general and administrative costs for the three and six months

ended May 31, 2000 were $1.6 million and $3.1 million, respectively as

compared to $353,000 and $663,000 for the three and six months ended May

31, 1999. These significant increases are attributable to the operations

of eCalton and PrivilegeONE aggregating $1.0 million and $1.8 million

for the three and six month periods, respectively. In addition, general

and administrative expenses have increased at Calton, Inc. primarily due

to personnel additions and increased professional costs, attributable to

increased acquisition related activities.



There was no tax benefit recorded during this year due to the

uncertainty of realization.



                           CALTON, INC. (AMEX:CN - news)



     Quarter ended May 31,                  2000             1999



 Income (loss) from

  continuing operations                   $(678,000)        $285,000

 Income from the sale of

  Calton Homes, Inc., net                      --            668,000

 Loss from discontinued

  operations, net                              --           (379,000)

 Net income (loss)                        $(678,000)        $574,000



 Earnings per share(a)

  Basic:

   Income (loss) from continuing

    operations                                $(.16)            $.07

   Income from the sale of

    Calton Homes, Inc., net                    --                .15

   Loss from discontinued

    operations, net                            --               (.09)

   Net income (loss)                          $(.16)            $.13



  Diluted:

   Income (loss) from continuing

    operations                                $(.16)            $.06

   Income from the sale of

    Calton Homes, Inc., net                    --                .14

   Loss from discontinued

    operations, net                            --               (.08)

   Net income (loss)                          $(.16)            $.12



 Basic weighted average

  shares outstanding                      4,328,000        4,346,000

 Diluted weighted average

  shares outstanding                      4,328,000        4,619,000



     Six Months ended May 31,                2000          1999



 Income (loss) from

  continuing operations                 $(1,741,000)        $444,000

 Income from the sale of

  Calton Homes, Inc., net                    --            4,554,000

 Loss from discontinued

  operations, net                            --             (287,000)

 Net income (loss)                      $(1,741,000)      $4,711,000



 Earnings per share(a)

  Basic:

   Income (loss) from

    continuing operations                     $(.40)            $.09

   Income from the sale of

    Calton Homes, Inc., net                    --                .96

   Loss from discontinued

    operations, net                            --               (.06)

   Net income (loss)                          $(.40)            $.99



  Diluted:

   Income (loss) from

    continuing operations                     $(.40)            $.09

   Income from the sale of

    Calton Homes, Inc., net                    --                .90

   Loss from discontinued

    operations, net                            --               (.06)

   Net income (loss)                          $(.40)            $.93



 Basic weighted average

  shares outstanding                      4,317,000        4,758,000

 Diluted weighted average

  shares outstanding                      4,317,000        5,043,000



(a) The per share amounts reflect the recapitalization of the Company's

Common Stock whereas the Company effected a one-for-five reverse split.

Prior year per share amounts have been restated.



This press release contains or may contain forward looking information

that is subject to certain risks, trends, and uncertainties that could

cause actual results to differ materially from expected results. Among

these risks, trends, and uncertainties are matters related to national

and local economic conditions and the effect of governmental regulation

on the Company.



End





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